Types of Storm Roof Damage

1. Hail

Inspections You Can Do Safely On Your Own

Inspections That Should Be Done By A Professional

2. Wind

3. Standing Water

4. Debris

Why Have A Roofing Professional Assess Damage

The Storm Restoration Process

1. Schedule and Conduct A Roof Inspection

2. Hire A dependable, Trusted Roofing Contractor

3. Contact Your Homeowners Insurance Provider

Chances are you’ve encountered your share of rough weather over the years, no matter where you live in the United States. 

Hailstorms, tornadoes, , and summer squalls that bring fierce wind and rain - storms can punish your roof and other exteriors. 

While your roof is designed to withstand the elements, some storms are more intense than others, and your roof may require repair or replacement.

The only way to know is to inspect the roof and the surroundings – there are many telltale signs to look for when you think you have damage to your roof.  

What to do after a storm: It’s a good habit to get into to checking your roof after any kind of major weather event and learn how to identify roof damage. hurricanes 

If inspecting your roof, please be safe! If possible, view from a window inside the house or use binoculars from the ground. If in doubt, contact us and we’ll perform a safe, thorough, FREE roof inspection.  

First let’s have a look at the four types of storm damage to roofs: 


1. HAIL 

Hailstorms can be relatively brief, rarely lasting longer than 15 minutes, but they can do severe damage in a startlingly short amount of time. Hailstones of any size can leave dents or in shingles or knock granules loose. These granules help protect your roof against rain and sun damage. And of course, a heavily dented or scarred roof has an impact on the overall look of your home. 


You can’t miss hail — it is usually a major weather event in a neighborhood, not isolated to a single house. Hail can bruise a shingle, causing a hard-to-see indentation that can crack the shingle, allowing water to enter over time. You may require the assistance of a professional roofing contractor to accurately assess the scope of the damage. You will need to file an insurance claim if you do have hail damage. 

BEWARE: If your hailstorm was significant and caused widespread damage, roofing contractors who specialize in “storms” knocking on your door within days of the event. JA Contractors is a licensed, insured and certified roofing repair/restoration specialist, backed by warranties of our own and from manufacturers. 

Here are hail damage inspections you can do safely on your own. 

Property and Surroundings

  • Windows: torn screens, broken, cracked glass  
  • Doors: dents, paint damage, cracked/broken glass 
  • Outer damage: dented gutters/downspouts, mailbox, siding, windowsills/casings, Shredded Plants/Flowers 
  • Splatter or stains: splatter on driveway, algae/moss on shingles 
  • Cars: dents and splatter on your or neighbor's cars 

What You Can See At Ground Level 

  • Blown Off Shingles 
  • Denting: Garage doors, swing/playsets, dryer vents, deck stain/paint, AC condenser/Heat Pump 
  • Outdoor equipment damage: outdoor lights, pool pump, furniture, utility shed 
  • Debris: in swimming pool, broken/fallen tree limbs 
  • Other damage: Window Well Covers, Fencing, Painted Wood Surfaces 

Water Damage In Your Home: 

  • Known water leaks 
  • Water stains on ceiling or walls 
  • Water stains in/around light fixtures 
  • Water stains in closets 
  • Mold/mildew on walls or ceiling 
  • Attic water seepage or wet insulation 
  • Water stains In garage 

These inspections should be done safely by a qualified, licensed, insured roof inspector:

Signs Of Hail Damage On Your Roof 

  • Chipped Paint: on doors, side of house, garage, window fittings (crop this tight on the siding only)  
  • Gutters: Gutter leaf guard deformation, granules in gutters 
  • Denting: Roof vents, metal flashing/roof fascia, chimney covers, metal roofs 
  • Shingle damage: missing, balding, split or dented 
  • Other damage: Paint chipped satellite dish, broken/cracked skylights, punctures to soft roofing materials, cracked slate/clay tiles 


2. WIND 

Hurricane-force winds (74+ mph), or gale-force winds, (39-54 mph), can produce visible damage to your home’s roof. High winds can pull off or shred shingles, leaving the bare underlayer of the roof vulnerable to the elements and future damage. 

Even in less severe storms, sudden, intense gusts can lift and curl shingles. When shingles are installed, they’re purposefully overlapped to create a water-tight seal, and this lifting and curling can break this seal, potentially leaving your roof vulnerable to damage from wind-driven rain. Missing shingles can lead to leaks and other damage to the interior. Other wind damage may not be easy to see, especially if the adhesive seal that provides a water-shedding surface is broken.  

Manufacturers Warranty Vs. Insurance Claim 

There is a wind warranty on every manufacturer’s shingles; be sure to compare the wind coverage when making your shingle selection on a new roof.  

If the winds that caused the shingle damage were above the manufacturer’s wind coverage, you’ll need to file an insurance claim. If they were not, contact the shingle manufacturer to file a claim. 


  • Missing shingles.
  • Missing granules, especially if they are in thin horizontal lines 1-2 inches beneath the shingle above – this indicates a broken seal between layers 
  • Curling and cupping shingles 


Improper roof drainage can create problems with standing water after big storms, especially in uneven areas. Clogged gutters cause backed up rainwater under your shingles, allowing moisture to potentially penetrate into the house. 


Depending on the severity of the storm, debris from small branches to larger tree limbs can pile on the top of your roof. Large limbs or other objects can dent or impact the surface of the shingle, leaving that area of the roof vulnerable to moisture intrusion/ 



  • Visual identification of debris on the roof deck. 
  • Missing shingles. 
  • Cracked shingles. 
  • A large pile of granules at the end of your downspout; a small amount is normal, especially for new shingles. 


It’s important to work with a contractor you can trust. Roofers and repair companies are likely to be busy after a large regional storm and may try to compete for your business by offering discounts or deals. If it sounds too good to be true, it probably is. 

If you found us from outside your service area, a good place to start your research is with the NRCA. If you’re within the Tennessee/South Carolina region, contact us for a FREE, no-obligation estimate. 

JA Contractors is licensed, bonded, manufacturer certified and our expert inspectors can: 

  • Review your damage with a professional eye 
  • Provide an estimate on repair costs 
  • Replace or repair your roof 

Refer to the roof storm damage section above to help you better understand what kind of damage your roof may have sustained and to evaluate whether you need a simple repair or an entirely new roof.  

If you can easily confirm roof damage safely and without endangering yourself or others by physically climbing up to the roof, then it’s time to get a thorough inspection. 

1. Schedule and Conduct a Roof Inspection 

As always, safety is first. You may be able to safely see damage without having to climb onto the roof. You might have a good view of parts of your roof from one of your windows.  Take notes or pictures — this can be helpful later for insurance purposes. Any visible signs of storm damage should be documented.  

Roof: Walk around the perimeter of your house and take note of any visible storm damage.  

Windows, gutters, and vents: Check for dents on gutters and roofing fittings, such as gable vents and other overhangs. Look for cracks, broken glass, loose weather-stripping, and torn screens in and around windows. 

Outside Areas: Walk around your home’s perimeter and look for fallen tree limbs, damage to lawn furniture/décor, or missing fence posts. Hail damage in particular can be seen on flat surfaces, such as decks and patios. 

Attic and Ceilings: Check here for leaks and water spots. Your home’s roof might appear undamaged on the outside, but hail and wind can cause hidden leaks that create bigger problems later. Use a flashlight to see in dark areas.  

If one or more of the above conditions appear after a storm, it’s time to get the roof professionally assessed. Contact a   trusted, licensed, local professional roofing contractor to schedule an inspection and help you with damage assessment. LA Contractors  offers free inspections and know how to safely look for roof damage. 

2. Hire a Dependable, Trusted Roofing Contractor 

You should trust the person you trust with your home. Roofers and repair companies can be busy after a large regional storm and may try to compete for your business by offering deals that may sound too good to be true. 

A good place to start your research is with the National Roofing Contractors Association. Membership in the NRCA is widely recognized as a commitment to excellence in the industry. 

Roofing contractors can: 

  • Assess your damage with a professional eye 
  • Provide an estimate on repair costs 
  • Replace or repair your roof 

When choosing a reliable roofing contractor, it’s important to know what to ask and what to look for: 

  • Your roofing contractor should be licensed, insured, and offer a robust warranty for their work 
  • Ensure the roofing contractor is capable of properly assessing the damage and can produce an accurate estimate for the work needed. 
  • Research their online reviews 

3. Contact Your Homeowners Insurance Provider 

If you do find significant damage to your home after a storm, engage your homeowner's insurance provider immediately so you can properly file a claim based on their requirements. 

Its representatives can help you file a claim and get adequate compensation based on the notes and photographs you collected from your own storm damage assessment. The company may also send its own inspector to your home to thoroughly evaluate the roof storm damage. 

If you have any questions at all about how to manage or even prevent storm roof damage, contact us today.